<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"><html xmlns="http://www.w3.org/1999/xhtml" xmlns:v="urn:schemas-microsoft-com:vml"><head>
    <title data-ignore-plain-text>OCTOBER 2020 BEACON</title>
    <meta http-equiv="content-type" content="text/html; charset=utf-8">
    <meta name="viewport" content="width=device-width, initial-scale=1.0">
    <meta http-equiv="X-UA-Compatible" content="IE=edge">
    <meta name="format-detection" content="address=no">

    <!--[if (gte mso 9)|(IE)]>
    <style type="text/css" media="screen">
      table {
        border-collapse: collapse;
      }
      li {
        text-indent: -1em;
      }
      v\:* {
        behavior: url(#default#VML);
      }
    </style>
    <![endif]-->

    <style type="text/css" media="all">
      body,
.section-text-area,
.section-text-area-wrapper,
.section-text-cell {
    /* These are technically the same, but use both */
    overflow-wrap: break-word;
    word-wrap: break-word;
    -ms-word-break: break-all;
    word-break: break-word;
}
body {
    width: 100% !important;
    min-width: 100% !important;
    -ms-text-size-adjust: none;
    -webkit-text-size-adjust: none;
    mso-line-height-rule: exactly;
}
.mobile-only-stacking-cell {
    display: none;
}
@media only screen and (min-width:  594px ) {
    table#newsletter-table {
        border-top: 44px solid #fff !important;
        border-bottom: 44px solid #fff !important;
    }
    table#newsletter-email {
        width: 594px;
    }
    table.footer-section p.footer-company-info,
    table.footer-section p.footer-links,
    table.footer-section p.social-links {
        max-width: 352px;
    }
}
@media only screen and (max-width:  593px ) {
    table#newsletter-table {
        border-top: 22px solid #fff !important;
        border-bottom: 22px solid #fff !important;
    }
    table#newsletter-email {
        width: 414px;
    }
    img.section-scaleable-image {
        width: 100% !important;
        height: auto !important;
    }
    .mobile-only-stacking-cell {
        display: table-cell !important;
    }
    .desktop-only-stacking-cell,
    .horizontal-spacing {
        display: none;
    }
}
@media only screen and (max-width:  413px ) {
    table#newsletter-table {
        border-top: 0px solid #fff !important;
        border-bottom: 0px solid #fff !important;
    }
    table#newsletter-email {
        width: 100%;
    }
}
@media yahoo {
    td {
        -webkit-padding-start: none;
    }
}
span.mail-merge-preview {
    border-bottom: 2px dotted currentColor;
    display: inline-block;
    line-height: 1em !important;
    margin-bottom: .125em !important;
}
table#newsletter-section-body .linked-site-title-link {
    color: #34b6b4 !important;
}
#header-header-section-stacked-top-0 .brand-name .linked-site-title-link {
    color: #d5c75f;
    text-decoration: none;
}
#footer-footer-section-stacked-top-0 .brand-name .linked-site-title-link {
    color: #000;
    text-decoration: none;
}
#text-text-section-1 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
#text-text-section-3 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
body.renderedPreview #line-line-section-4 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
#text-text-section-5 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
body.renderedPreview #line-line-section-6 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
body.renderedPreview #line-line-section-8 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
#text-text-section-11 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
body.renderedPreview #line-line-section-12 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
body.renderedPreview #line-line-section-14 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
#text-text-section-16 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
body.renderedPreview #line-line-section-17 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
#text-text-section-18 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
#text-text-section-20 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}

    </style>
    
  </head>
  <body style="font-size:16px;font-weight:normal;width:100%;height:100%;margin:0px;padding:0px;background-color:#fff;">
    <table border="0" cellpadding="0" cellspacing="0" width="100%" align="center" bgcolor="#FFFFFF" id="newsletter-table" style="font-size:16px;font-weight:normal;width:100%;height:100%;margin:0px;padding:0px;border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;background-color:#fff;border:0px solid #fff;">
  <tbody><tr>
    <td align="center" valign="top" id="newsletter-cell" style="font-size:.875em;width:100%;height:100%;margin:0px;padding:0px;border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <div data-ignore-plain-text class="newsletter-preview-text" style="color: transparent; display: none !important; height: 0; max-height: 0; max-width: 0; opacity: 0; overflow: hidden; mso-hide: all; visibility: hidden; width: 0;">Upcoming Annual Meeting &amp; 2021 Budget &amp; Board Member Election! $$PLAIN_TEXT_PREVIEW$$</div>
      <div class="gmail-auto-resize-hack" style="mso-hide: all"></div>
      <table border="0" cellpadding="0" cellspacing="0" width="594" bgcolor="transparent" id="newsletter-email" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;border:0px solid #fff;">
        <tbody><tr>
          <td align="center" valign="top" id="newsletter-email-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
            <table border="0" cellpadding="0" cellspacing="0" width="100%" id="newsletter-email-wrapper" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
              <tbody><tr>
                <td align="center" valign="top" class="book-contrast-1" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                  <table border="0" cellpadding="0" cellspacing="0" width="100%" id="newsletter-section-header" style="width:100%;min-width:100%;border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                    <tbody><tr>
                      <td align="center" valign="middle" id="newsletter-section-header-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                        
<div id="header-header-section-stacked-top-0">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="section-content header-section header-section-stacked" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;background-color:transparent;">
  <tbody><tr>
    <td align="center" valign="middle" class="section-content-cell section-text-area" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:20px;padding-right:22px;padding-bottom:20px;padding-left:22px;">
      
  
  
  
    
  

      
      
    </td>
  </tr>
</tbody></table>

</div>
                      </td>
                    </tr>
                  </tbody></table>
                  <table border="0" cellpadding="0" cellspacing="0" width="100%" id="newsletter-section-body" style="width:100%;min-width:100%;border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                    <tbody><tr>
                      <td align="center" valign="top" width="100%" id="newsletter-section-body-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                        
<div id="image-image-section-below-0" style="">
<table border="0" cellpadding="0" cellspacing="0" bgcolor="transparent" width="100%" class="image-section below-layout section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">

  
  
    <tbody><tr>
        
      <td align="left" valign="center" class="section-image-cell section-content-cell section-hoverable-image" data-aspect="ORIGINAL" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:0;">
        
          <img class="section-scaleable-image" src="https://static1.squarespace.com/static/5c1702a65ffd202c8e47e2be/t/5c904f66ee6eb06073b623df/1552961385966/BEACON+BANNER.jpg" width="594" height="792px" style="display:block;border:0;outline:none;text-decoration:none;line-height:0;font-size:0;background-color:transparent;-ms-interpolation-mode:bicubic;height:auto;width:100%;max-width:100%;">
        
      </td>
        
    </tr>
    
  
  

</tbody></table>

</div>
<div id="text-text-section-1">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:40px;padding-right:22px;padding-bottom:5px;padding-left:22px;color:#000;background-color:transparent;">
      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.96875em;mso-line-height-alt:1.96875em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;text-align:center;"><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">OCTOBER 2020</span></strong></h3><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.3125em;mso-line-height-alt:1.3125em;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;text-align:center;"><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">Next Board Meeting: ANNUAL MEETING October 14th at 8pm</span></strong></h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="image-image-section-below-2" style="">
<table border="0" cellpadding="0" cellspacing="0" bgcolor="transparent" width="100%" class="image-section below-layout section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">

  
  <tbody><tr>
    <td class="spacing-above" height="44" colspan="5" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;"></td>
  </tr>

  
    <tr>
        
      <td align="left" valign="center" class="section-image-cell section-content-cell section-hoverable-image" data-aspect="ORIGINAL" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:0;">
        
          <img class="section-scaleable-image" src="https://static1.squarespace.com/static/5c1702a65ffd202c8e47e2be/t/5f7b4fae44b43d31c59734dc/1601916849039/211-2114340_autumn-leaf-color-banner-clip-art-transparent-fall.png" width="594" height="792px" style="display:block;border:0;outline:none;text-decoration:none;line-height:0;font-size:0;background-color:transparent;-ms-interpolation-mode:bicubic;height:auto;width:100%;max-width:100%;">
        
      </td>
        
    </tr>
    
  
  
  <tr>
    <td class="spacing-below" height="44" colspan="5" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;"></td>
  </tr>


</tbody></table>

</div>
<div id="text-text-section-3">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:11px;padding-right:44px;padding-bottom:11px;padding-left:44px;color:#000;background-color:transparent;">
      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.96875em;mso-line-height-alt:1.96875em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;text-align:center;"><strong>IT’S ANNUAL ELECTION TIME FOR 2021 BUDGET &amp; BOARD MEMBERS</strong></h3><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.3125em;mso-line-height-alt:1.3125em;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;text-align:center;"><strong>Please </strong><a href="https://www.bayhillsonline.com/2021-ballot" target="" rel="nofollow noopener noreferrer" style="color:#34b6b4 !important;"><strong>CLICK HERE </strong></a><strong>to download the digital version of the 2021 ballot and return via email to president@bayhillsonline.com &amp; vp@bayhillsonline.com</strong></h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="line-line-section-4">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:20%;min-width:20%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:22px;padding-right:0;padding-bottom:22px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#000;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-5">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:22px;padding-right:22px;padding-bottom:22px;padding-left:22px;color:#000;background-color:transparent;">
      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.96875em;mso-line-height-alt:1.96875em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:0em;text-align:center;"><strong>A LETTER FROM THE PRESIDENT</strong></h3><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.3125em;mso-line-height-alt:1.3125em;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;">Hello neighbors,<br><br>A very short message this month. Our primary focus is the annual meeting to be held Wednesday, October 14th at the Bay Hills Club house. Doors will open at 7:30 and the meeting starts at 8pm. If you are going to attend please let us know by returning the paper ballot you received in the mail or the emailed ballot. We will be allowing 49 people into the meeting and masks are required.<br><br>Please vote on the 2021 budget and for board members of your choosing.<br><br>Just one item of community business: Please be respectful of neighbors choices and rights in the general election. There have been several reports of candidate signs on people’s lawns being vandalized or stolen.<br><br>Right or wrong we all have the right to express our choices. Again please be respectful.<br><br>Last we have still not made a call on a community Halloween party. We will make a decision at the meeting if we should proceed with it our not. If you want to let me know your thoughts as parents I would welcome your input by emailing president@bayhillsonline.com and of course we will be in touch with the county regarding their guidelines.<br><br>Enjoy this great fall weather,<br><br>Dave</h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="line-line-section-6">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:20%;min-width:20%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:22px;padding-right:0;padding-bottom:22px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#000;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="image-image-section-below-7" style="">
<table border="0" cellpadding="0" cellspacing="0" bgcolor="transparent" width="100%" class="image-section below-layout section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">

  
  
    <tbody><tr>
        
      <td align="left" valign="center" class="section-image-cell section-content-cell section-hoverable-image" data-aspect="ORIGINAL" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:0;">
        
          <a href="https://www.riverbayroadhouse.com/menu/" style="color:#34b6b4 !important;"><img class="section-scaleable-image" src="https://static1.squarespace.com/static/5c1702a65ffd202c8e47e2be/t/5cd23b9a652dea78f51d0b7f/1557281691053/e1d2c1ff-9572-45a1-ac7c-6189574d6b04.jpg" width="594" height="792px" style="display:block;border:0;outline:none;text-decoration:none;line-height:0;font-size:0;background-color:transparent;-ms-interpolation-mode:bicubic;height:auto;width:100%;max-width:100%;"></a>
        
      </td>
        
    </tr>
    
  
  

</tbody></table>

</div>
<div id="line-line-section-8">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:20%;min-width:20%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:22px;padding-right:0;padding-bottom:22px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#000;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="image-image-section-below-9" style="">
<table border="0" cellpadding="0" cellspacing="0" bgcolor="transparent" width="100%" class="image-section below-layout section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">

  
  
    <tbody><tr>
        
      <td align="left" valign="center" class="section-image-cell section-content-cell section-hoverable-image" data-aspect="ORIGINAL" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:0;">
        
          <img class="section-scaleable-image" src="https://static1.squarespace.com/static/5c1702a65ffd202c8e47e2be/t/5cd70df795d0ce0001023ef8/1557597688300/Treasurers+report.jpg" width="594" height="792px" style="display:block;border:0;outline:none;text-decoration:none;line-height:0;font-size:0;background-color:transparent;-ms-interpolation-mode:bicubic;height:auto;width:100%;max-width:100%;">
        
      </td>
        
    </tr>
    
  
  

</tbody></table>

</div>
<div id="image-image-section-below-10" style="">
<table border="0" cellpadding="0" cellspacing="0" bgcolor="transparent" width="100%" class="image-section below-layout section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">

  
  
    <tbody><tr>
        
      <td align="left" valign="center" class="section-image-cell section-content-cell section-hoverable-image" data-aspect="ORIGINAL" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:0;">
        
          <img class="section-scaleable-image" src="https://static1.squarespace.com/static/5c1702a65ffd202c8e47e2be/t/5f7b51d64e13c2352314d7ee/1601917401418/Capture.JPG" width="594" height="792px" style="display:block;border:0;outline:none;text-decoration:none;line-height:0;font-size:0;background-color:transparent;-ms-interpolation-mode:bicubic;height:auto;width:100%;max-width:100%;">
        
      </td>
        
    </tr>
    
  
  

</tbody></table>

</div>
<div id="text-text-section-11">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:11px;padding-right:44px;padding-bottom:11px;padding-left:44px;color:#000;background-color:transparent;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.3125em;mso-line-height-alt:1.3125em;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;">October 1, 2020</h4><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.3125em;mso-line-height-alt:1.3125em;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;">Treasurers Report Ending September 30, 2020</h4><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.3125em;mso-line-height-alt:1.3125em;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;">The attached spreadsheet provides the account balances, income and expenditures for the month of September as well as year to date. We are currently at 75% (9 months out of 12) of the way through the year, so you can compare where we are in any category against that figure. However, keep in mind there are some categories that don’t typically see any expenditures until later in the year (i.e., Annual Mtg. Cost and Ballots, Accounting Services, and Tax Returns).</h4><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.3125em;mso-line-height-alt:1.3125em;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;">With regard to income, we are very much on track, despite COVID-19. We have collected 103.2% of our budgeted 2020 HOA Dues. Remember however, we set the dues collection at 87% of total owed, based on prior history. We have now collected $75 in late fees. We also collected $1175 in prior year’s dues and late fees last month. That is encouraging, as several households that had been arrears for prior years are now caught up. However, I expect that most of those were the result of payment at settlement from a home sale.</h4><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.3125em;mso-line-height-alt:1.3125em;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;">There are currently 78 households in arrears on 2020 dues. Of those 46 are also in arrears for prior years dues and fees. The highest amount in arrears, over and above just the 2020 amount, is $1,045.00 and the lowest is $221.76. There are an additional 20 households that owe an amount less than $150, ranging from $140.00 to $15.00. All total the amount outstanding for 2020 and all prior years is now $25,044.26.</h4><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.3125em;mso-line-height-alt:1.3125em;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;">If anyone has any questions about the treasurer’s report, please email me at treasurer@bayhillsonline.com.</h4><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.3125em;mso-line-height-alt:1.3125em;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;">Respectfully,</h4><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.3125em;mso-line-height-alt:1.3125em;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;">Bob Ray, Treasurer, BHCA</h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="line-line-section-12">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:20%;min-width:20%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:22px;padding-right:0;padding-bottom:22px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#000;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="image-image-section-below-13" style="">
<table border="0" cellpadding="0" cellspacing="0" bgcolor="transparent" width="100%" class="image-section below-layout section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">

  
  
    <tbody><tr>
        
      <td align="left" valign="center" class="section-image-cell section-content-cell section-hoverable-image" data-aspect="ORIGINAL" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:0;">
        
          <img class="section-scaleable-image" src="https://static1.squarespace.com/static/5c1702a65ffd202c8e47e2be/t/5cd23e2fd8c662000140014f/1557282352056/e196110a-a8da-4f75-b3f0-90f78c2ef3ee.jpg" width="594" height="792px" style="display:block;border:0;outline:none;text-decoration:none;line-height:0;font-size:0;background-color:transparent;-ms-interpolation-mode:bicubic;height:auto;width:100%;max-width:100%;">
        
      </td>
        
    </tr>
    
  
  

</tbody></table>

</div>
<div id="line-line-section-14">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:20%;min-width:20%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:22px;padding-right:0;padding-bottom:22px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#000;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="image-image-section-below-15" style="">
<table border="0" cellpadding="0" cellspacing="0" bgcolor="transparent" width="100%" class="image-section below-layout section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">

  
  
    <tbody><tr>
        
      <td align="left" valign="center" class="section-image-cell section-content-cell section-hoverable-image" data-aspect="ORIGINAL" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:0;">
        
          <img class="section-scaleable-image" src="https://static1.squarespace.com/static/5c1702a65ffd202c8e47e2be/t/5cd70e1930815000011f7a8f/1557597721702/resources_meeting-minutes-example.jpg" width="594" height="792px" style="display:block;border:0;outline:none;text-decoration:none;line-height:0;font-size:0;background-color:transparent;-ms-interpolation-mode:bicubic;height:auto;width:100%;max-width:100%;">
        
      </td>
        
    </tr>
    
  
  

</tbody></table>

</div>
<div id="text-text-section-16">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:22px;padding-right:22px;padding-bottom:22px;padding-left:22px;color:#000;background-color:transparent;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.3125em;mso-line-height-alt:1.3125em;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;text-align:center;"><strong>There are no meeting minutes for September</strong></h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="line-line-section-17">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:20%;min-width:20%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:22px;padding-right:0;padding-bottom:22px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#000;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-18">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:22px;padding-right:22px;padding-bottom:22px;padding-left:22px;color:#000;background-color:transparent;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.3125em;mso-line-height-alt:1.3125em;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;letter-spacing:.02em;text-align:center;">If you are interested in having information in the Bay Hills Beacon or on the website, please email me at beacon@bayhillsonline.com</h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="spacer-spacer-section-19">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="spacer-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" class="section-content-cell" height="67" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;height:67px;">
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-20">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:22px;padding-right:22px;padding-bottom:0px;padding-left:22px;color:#000;background-color:transparent;">
      <p style="color:inherit;font-size:.875em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;text-align:center;" class=""><em>Copyright © 2019 Bay Hills Community Association, All rights reserved.</em>&nbsp;<br>You are receiving this email because you requested information about Bay Hills, in Arnold, MD.&nbsp;<br></p>
    </td>
  </tr>
</tbody></table>

</div>
                      </td>
                    </tr>
                  </tbody></table>
                  
                    <table border="0" cellpadding="0" cellspacing="0" width="100%" id="newsletter-section-footer" style="width:100%;min-width:100%;border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                      <tbody><tr>
                        <td align="center" valign="top" id="newsletter-section-footer-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                          
<div id="footer-footer-section-stacked-top-0">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="footer-section footer-section-stacked section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;background-color:transparent;">
  <tbody><tr>
    <td align="center" valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:7px;padding-right:11px;padding-bottom:12px;padding-left:11px;">
      
  
  
  
    
  

      
  <p class="social-links" style="margin-bottom:1.25em;line-height:1.618em;font-weight:normal;margin-top:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;color:#000;font-size:11px;">
    <!--[if (gte mso 9)|(IE)]> <table cellpadding="0" cellspacing="0"><tr> <![endif]-->
    
    <!--[if (gte mso 9)|(IE)]> </tr></table> <![endif]-->
  </p>

      
  
    <p class="footer-company-info" style="margin-bottom:1.25em;line-height:1.618em;font-weight:normal;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;color:#000;font-size:11px;">
  <a style="color:#000;text-decoration:none;font-size:inherit;font-family:inherit;font-weight:inherit;line-height:inherit;cursor:default;">Bay Hills Community Association, 
  PO Box 8, 
  Arnold, MD 21012, 
  USA</a>
</p>
  

      

      <p class="footer-links" style="line-height:1.618em;font-weight:normal;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;color:#000;font-size:11px;margin:22px 0 0 0;">
  <a href="#" class="unsubscribe-link" style="text-decoration:underline !important;color:#313131;">
    <span class="unsubscribe-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;">Unsubscribe</span>
  </a>
</p>

    </td>
  </tr>
  <tr>
  <td align="center" valign="top" class="section-padded-shim" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;height:0;"></td>
</tr>
</tbody></table>

</div>
                        </td>
                      </tr>
                    </tbody></table>
                  
                </td>
              </tr>
            </tbody></table>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

  

</body></html>